disable use of LITERAL+ for payloads > 100k
when LITERAL+ is used, the server has no chance for early rejection of
messages. this means that the client can upload megabytes for nothing.
so simply don't use LITERAL+ for big messages. of course this adds
server roundtrips, but that's tough luck.
the limit could be arguably higher than 100k (or even configurable).
i set it to ~2 sec with my fairly average DSL line.